Welcome to the site of the Pralana Retirement Calculator (PRC)! PRC is a family of tools developed single-handedly by a retired electrical engineer, Stuart Matthews. They are downloadable Excel files that run on Windows machines with Excel 2007 or newer and on Macs with Excel 2011 or newer. All of these tools are high-fidelity retirement calculators. PRC Bronze is free. PRC Gold is our flagship calculator and is arguably the most advanced tool available at any price for personal financial modeling, and it sells for $99. For a quick look at PRC Gold, please see the pictures at the bottom of this page. All of these tools come with detailed and well-written user manuals (available for free download on the User Support page) and same-day support by the developer via e-mail. The current version of PRC Bronze was developed in late 2017. PRC Gold is enhanced on an annual basis with significant improvements, and maintenance releases are made as needed throughout the year. Once you have made a full-price purchase of PRC Gold, annual updates are available at a small fraction of the full-price purchase and all maintenance updates are free. The tool contains automated features for moving your data from one version to the next, so re-entry of your data is never required.
The Pralana website contains a number of pages which you can access via the buttons along the top of the page. Design Philosophy provides some insight into the philosophy behind the design of all the Pralana tools. The Pralana Gold page provides a detailed overview of the Gold tool along with screenshots of virtually every page. The Pralana Silver & Bronze page does the same thing for those tools. The Get PRC page is where you go to download PRC Bronze and to purchase and download PRC Silver and Gold. The User Support page is where you go to get the free user manuals and for PRC Silver and Gold users to login to get free updates, download support files and perform upgrades from one version year to the next. The About page provides a little more background on the PRC developer.
PRC2018 Gold is a sophisticated tool that doesn’t deal with nonsense such as “your retirement number”. Rather, it is a very high fidelity tool that produces mathematically-accurate ranges of likely outcomes based on your assumptions for each of three independent scenarios. Here’s an example of the outputs you can expect:
Visit the Pralana Gold page for a thorough explanation of the tool and screenshots of every page. Visit the User Support page to download a free User Manual.
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PRALANA RETIREMENT CALCULATOR | The Mercedes-Benz of Retirement Calculators
ADVANCED PERSONAL FINANCIAL MODELING | MONTE CARLO & HISTORICAL ANALYSIS | INTERACTIVE WHAT-IF ANALYSIS